Research
How America Saves 2026 — 25th Edition
Supports 2025 participant behavior: 14% at §402(g) maximum, 7.6% average deferral, 12.1% average total contribution rate, 11.6% median total contribution rate and related plan-design data.
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Primary Source
2026 Social Security Changes / Cost-of-Living Adjustment
Supports 2026 COLA, maximum benefit at full retirement age, average retired-worker benefit and taxable maximum.
Primary Source
Treasury, IRS issue final regulations on new Roth catch-up rule and other SECURE 2.0 provisions
Supports Roth catch-up implementation timing, regulatory applicability and transition treatment.
Primary Source
Notice 2025-67
Figure provenance for the 2026 401(k) elective-deferral limit ($24,500).
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Build a practical emergency reserve range around your essential expenses, income stability, household obligations, and financial risks.
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