Disclaimer

Effective Date: May 24, 2026

Welcome to FinanceMythBusters. FinanceMythBusters is an educational finance blog focused on investigating and explaining common tax, side hustle, credit, debt, investing, and money myths in plain English.

FinanceMythBusters is created by a licensed CPA with Big Four accounting experience. The content is published under the pen name The Money Myth Detective.

Please read this Disclaimer carefully before using this website.

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The information on FinanceMythBusters is provided for general educational and informational purposes only. Nothing on this website, in our emails, downloadable resources, social media content, videos, digital products, comments, or related materials is intended to be personalized financial, tax, accounting, legal, investment, insurance, or professional advice.

The information shared on this site may not apply to your specific financial, tax, legal, or personal situation. Your facts, income, location, filing status, business structure, employer benefits, deductions, credits, investment goals, risk tolerance, and other personal circumstances may change the correct answer for you.

Before acting on any information from FinanceMythBusters, consult a qualified professional who can review your specific situation.

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FinanceMythBusters does not provide individual tax preparation, accounting services, audit services, attestation services, bookkeeping services, legal services, investment advisory services, or personalized financial planning services through this website.

Any examples, templates, checklists, worksheets, calculators, or educational guides are provided for general learning purposes only and are not a substitute for professional advice.

CPA Credential Disclosure

FinanceMythBusters may state that it is “created by a licensed CPA with Big Four accounting experience.” This credibility statement is intended to explain the educational background behind the content. It does not mean FinanceMythBusters is acting as your CPA, accountant, tax preparer, financial advisor, investment advisor, attorney, or fiduciary.

The CPA credential should not be interpreted as a promise that the content is complete, current for your specific situation, or suitable for your personal financial decisions.

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Tax Content Disclaimer

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Any tax examples on FinanceMythBusters are simplified and hypothetical unless clearly stated otherwise. They are intended to help readers understand concepts, not to calculate anyone’s actual tax liability.

You are responsible for confirming how federal, state, and local tax rules apply to your own situation with a qualified tax professional.

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FinanceMythBusters may discuss investing concepts, retirement accounts, budgeting, credit cards, debt, banking, savings, insurance, and other personal finance topics. This content is educational only.

FinanceMythBusters does not provide personalized investment advice, securities recommendations, portfolio recommendations, financial planning, or investment advisory services. We do not recommend that any specific person buy, sell, hold, or avoid any specific investment, product, account, card, insurance policy, or financial strategy.

All investing involves risk, including possible loss of principal. Past performance does not guarantee future results.

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Examples and Hypotheticals

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Your real results may differ. We do not guarantee any tax savings, financial outcome, investment result, credit score improvement, debt reduction, business result, income result, or other personal outcome.

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FinanceMythBusters
Email: financemythbusters@gmail.com
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