Terms and Conditions

Effective Date: January 1, 2025

Welcome to FinanceMythBuster.com (the “Website”), owned and operated by FinanceMythBuster.com. By accessing and using this Website, you agree to comply with and be bound by the following Terms and Conditions (“Terms”). Please read these Terms carefully before using the Website. If you do not agree with these Terms, please do not use this Website.

These Terms and Conditions may be updated from time to time. Any changes will be posted on this page with an updated effective date. By continuing to use the Website after any changes to these Terms, you accept those changes.

1. Acceptance of Terms

By accessing or using FinanceMythBuster.com, you confirm that you have read, understood, and agree to be bound by these Terms and any other applicable rules or guidelines that may apply to specific sections of the Website.

2. Content

All content provided on FinanceMythBuster.com is for general informational purposes only. The content includes articles, videos, images, links, and other materials related to personal finance. While we strive to ensure the accuracy of the content, it is not intended as professional advice (financial, legal, or otherwise). Always consult with a qualified professional before making any financial decisions.

3. Use of Content

You may use the content on this Website for personal, non-commercial purposes only. You may not copy, reproduce, distribute, transmit, or modify any content on this Website without our express written permission, except where allowed by applicable law.

4. Affiliate Links

Some of the links on this Website are affiliate links. If you click on an affiliate link and make a purchase, we may receive a commission, at no extra cost to you. These affiliate links help us to support the Website and continue providing content. However, this does not influence our opinions or recommendations, which are based on our own research and judgment.

5. Sponsored Content

From time to time, we may post sponsored content. Sponsored content will be clearly labeled as such. We strive to ensure that sponsored content is in alignment with the Website’s values, and the opinions and recommendations in sponsored content reflect the views of the Website.

6. User Conduct

When using the Website, you agree not to engage in any activity that:

  • Violates any applicable laws or regulations.
  • Infringes on the intellectual property rights of others.
  • Harms, abuses, or threatens the safety or rights of others.
  • Disrupts the normal functioning of the Website.
  • Includes harmful code, viruses, or malware.

7. Privacy

Your use of this Website is governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Website, you agree to the collection and use of information in accordance with our Privacy Policy, which can be found here.

8. California Consumer Privacy Act (CCPA)

If you are a California resident, the CCPA provides certain rights regarding your personal information, including:

  • Right to Access: You can request access to the personal information we have collected about you in the last 12 months.
  • Right to Deletion: You can request that we delete the personal information we have collected about you, subject to certain exceptions.
  • Right to Opt-Out: You can opt-out of the sale of your personal information. However, we do not sell personal information.

To exercise your rights under the CCPA, please contact us at financemythbusters@gmail.com or fill out our contact form. We will respond to your request in accordance with applicable law.

9. Third-Party Links

This Website may contain links to third-party websites or resources. We provide these links for your convenience, but we do not control or endorse the content, products, or services of third-party websites. You are solely responsible for any interactions or transactions you engage in with third-party websites.

10. Limitation of Liability

The content provided on [FinanceMythBuster.com] is for informational purposes only, and we make no representations or warranties about the accuracy, reliability, or completeness of the content. We are not responsible for any damages or losses that may arise from your use of the Website or reliance on any information contained on the Website.

11. Indemnification

You agree to indemnify, defend, and hold harmless FinanceMythBuster.com, its owners, affiliates, and partners from any claims, damages, liabilities, costs, and expenses, including attorney’s fees, arising from your use of the Website, violation of these Terms, or infringement of any rights of another person or entity.

12. Changes to Terms and Conditions

We reserve the right to modify or update these Terms at any time. Any changes will be posted on this page, and the updated effective date will be displayed at the top of the page. By continuing to use the Website after any changes are made, you accept those changes.

13. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of California, USA, without regard to its conflict of law principles. Any legal action or proceeding arising from or relating to these Terms shall be brought exclusively in the courts located in local county, California.

14. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at: financemythbusters@gmail.com or fill out our contact form.