Effective Date: May 24, 2026
Welcome to FinanceMythBusters. These Terms of Use (“Terms”) govern your access to and use of https://financemythbusters.com/ and any related content, emails, downloads, resources, digital products, or services offered by FinanceMythBusters.
By using this website, you agree to these Terms. If you do not agree, do not use this website.
About FinanceMythBusters
FinanceMythBusters is an educational finance website focused on investigating and explaining common money myths in plain English. Content may be published under the pen name The Money Myth Detective.
FinanceMythBusters may state that it is created by a licensed CPA with Big Four accounting experience. This credibility statement does not create a CPA-client relationship or any professional advisory relationship.
Educational Use Only
All content is provided for general educational and informational purposes only. Nothing on this website is personalized financial, tax, accounting, legal, investment, insurance, or professional advice.
You are responsible for your own decisions and should consult qualified professionals before acting on information that may affect your finances, taxes, legal rights, business, investments, insurance, or personal situation.
No Professional Relationship
Your use of this website, email list, comments, digital products, downloads, or social media content does not create a CPA-client relationship, accountant-client relationship, attorney-client relationship, investment advisor relationship, fiduciary relationship, or other professional advisory relationship.
FinanceMythBusters does not provide individual tax preparation, bookkeeping, accounting, audit, legal, financial planning, or investment advisory services through this website.
User Responsibilities
By using this website, you agree that you will not:
- Use the website for unlawful purposes
- Submit false, misleading, abusive, defamatory, threatening, obscene, or harmful content
- Attempt to hack, disrupt, damage, or interfere with the website
- Upload malware, spam, or malicious code
- Copy, scrape, reproduce, or republish content without permission
- Misrepresent FinanceMythBusters content as personalized advice
- Use the website in a way that violates any applicable law or regulation
Comments and User Content
If comments, forms, surveys, or other interactive features are available, you are responsible for the content you submit.
By submitting content, you grant FinanceMythBusters a non-exclusive, royalty-free, worldwide license to use, display, reproduce, edit, and distribute that content in connection with operating the website and related platforms.
We reserve the right to remove, edit, or decline to publish any comment or user-submitted content for any reason, including content that is spammy, offensive, misleading, promotional, unlawful, or inconsistent with the purpose of the website.
Do not submit confidential tax, legal, financial, medical, personal, or sensitive information through comments or public forms.
Intellectual Property
All content on FinanceMythBusters, including text, graphics, logos, designs, downloads, worksheets, templates, images, videos, audio, branding, and other materials, is owned by FinanceMythBusters or used with permission, unless otherwise stated.
You may read, download, or print content for personal, non-commercial use only.
You may not copy, reproduce, republish, sell, distribute, modify, create derivative works from, or use FinanceMythBusters content for commercial purposes without written permission.
You may quote small excerpts with proper credit and a link back to the original page, provided the use is lawful and does not misrepresent the content.
Digital Products
FinanceMythBusters may offer digital products, templates, guides, worksheets, checklists, or other paid resources.
Digital products are for personal educational use only unless a specific license says otherwise. You may not resell, redistribute, share, upload, copy, or use them to create competing products.
Because digital products can be accessed immediately, all sales may be final unless otherwise stated on the product sales page. If a refund policy applies to a specific product, the refund terms on that product page will control.
No Guaranteed Results
FinanceMythBusters does not guarantee any financial outcome, tax savings, credit score increase, investment return, debt reduction, business result, income result, or other personal result.
Any examples, calculations, case studies, or hypotheticals are for illustration only. Your results may differ.
Third-Party Links and Affiliate Links
FinanceMythBusters may link to third-party websites, tools, services, products, social media platforms, affiliate partners, or advertisers.
We are not responsible for third-party websites, products, services, terms, privacy policies, security, pricing, availability, accuracy, or business practices.
Some links may be affiliate links. If you click a link and make a purchase or take another qualifying action, FinanceMythBusters may earn compensation at no additional cost to you. See our Affiliate Disclosure for more information.
Email List and Communications
If you subscribe to our email list, you agree to receive educational content, newsletters, updates, promotions, and related communications from FinanceMythBusters.
You may unsubscribe at any time using the unsubscribe link in our emails or by contacting financemythbusters@gmail.com.
Before sending promotional emails, FinanceMythBusters should add a valid physical postal address to the email footer, such as a PO Box or private mailbox registered with a commercial mail receiving agency.
Privacy
Your use of this website is also governed by our Privacy Policy. Please review it to understand how we collect, use, and share information.
Availability and Changes
We may change, suspend, or discontinue any part of the website at any time without notice. We may also update, remove, or modify content at any time.
We are not responsible if the website is unavailable, interrupted, delayed, insecure, or error-free.
Disclaimer of Warranties
This website and all content, resources, downloads, emails, and digital products are provided on an “as is” and “as available” basis.
To the fullest extent permitted by law, FinanceMythBusters disclaims all warranties, express or implied, including warranties of accuracy, completeness, reliability, merchantability, fitness for a particular purpose, non-infringement, and availability.
Limitation of Liability
To the fullest extent permitted by law, FinanceMythBusters, its owner, authors, contributors, affiliates, contractors, and related parties are not liable for any direct, indirect, incidental, consequential, special, punitive, or economic damages arising from your use of the website, reliance on content, use of third-party links, use of digital products, or inability to access the website.
Indemnification
You agree to defend, indemnify, and hold harmless FinanceMythBusters, its owner, authors, contributors, affiliates, contractors, and related parties from and against any claims, damages, losses, liabilities, costs, and expenses arising out of your use of the website, your violation of these Terms, your violation of any law, or your infringement of any rights of another person or entity.
Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict of law principles.
Any dispute arising from or related to this website or these Terms will be handled in accordance with applicable California and federal law.
Changes to These Terms
We may update these Terms from time to time. When we do, we will update the effective date above. Your continued use of the website after changes are posted means you accept the updated Terms.
Contact
Questions about these Terms may be sent to:
FinanceMythBusters
Email: financemythbusters@gmail.com
Website: https://financemythbusters.com/