Saving & Budgeting

BUSTED: The $10,000 Myth About Maxing Out Your 401(k) at Year-End

Leave a Comment / Debunking Myths, Investing & Retirement Planning, Saving & Budgeting, Taxes /

The Myth: I can wait until December or even the tax deadline (April 15th) to contribute the bulk of my retirement savings and still get the full benefits. The Truth: While IRA contributions can be made retroactively, waiting until the end of the year to fund your 401(k) is one of the most common and […]

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Is \”No-Buy 2025\” a Financial Revolution or Just Another Social Media Fad?

Leave a Comment / Debunking Myths, Saving & Budgeting /

The \”No-Buy 2025\” challenge is making waves on social media, with influencers encouraging followers to abstain from non-essential purchases for an entire year. While the idea of reining in spending sounds appealing, is this trend a sustainable approach to financial health, or just another social media myth? This blog post explores the realities of the

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