Personal Finance

VIRAL LIES: 5 Toxic Pieces of Money Advice From TikTok \’Finfluencers\’ You Must Ignore

The Myth: You can get rich quick by following the simple, high-risk, \”no-budget\” advice from a charismatic stranger on social media. The Truth: Social media has made finance accessible, which is great. But many viral \”money hacks\” are either actively dangerous, based on a massive conflict of interest, or simply too good to be true. […]

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The Credit Card Points Trap: Why ‘Free Travel’ Isn’t Always Free

Who doesn’t love the idea of \”free\” flights and luxury hotel stays? Credit card companies market their rewards programs aggressively, promising dream vacations just for spending money you’d already spend. But is it really that simple? The truth is, the allure of credit card points can be a double-edged sword. While savvy users can benefit,

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Is It Really a Flex? Why Social Media’s ‘Soft Life’ Can Quietly Drain Your Wallet

Living the “soft life” isn’t always soft on your finances. The allure of the \”soft life\” often promotes a life of luxury, relaxation, and indulgence, where everything seems effortlessly glamorous. However, constantly curating an image of wealth and leisure on social media can lead to spending beyond your means, from pricey vacations to designer outfits.

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7 Viral ‘Financial Hacks’ That Are Actually Scams (Avoid These!)

We’ve all seen them—flashy TikTok videos, Instagram reels, and YouTube ads promising \”Get rich quick with this one weird trick!\” or \”Make $10,000 a month with zero effort!\” But here’s the truth: Most of these \”financial hacks\” are scams. Some are outright frauds, while others are just misleading—designed to exploit your hopes for easy money. Worse, they can cost

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Is Leasing a Car Really Cheaper? What Social Media Gets Wrong

When scrolling through social media, it’s easy to be bombarded with posts that claim leasing a car is the \”cheaper\” option. Influencers and car enthusiasts often highlight the low monthly payments, the appeal of driving a new car every few years, and the lack of long-term commitment. But is leasing really the best financial choice,

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